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Introduction

Credit cards are perhaps the most convenient way of purchasing goods and services. Today there are over 45 million credit cards in issue in UK and these are accepted at 1 million outlets throughout the country. Nowadays it's difficult to imagine how purchasing on the Internet would be accomplished without the convenience of credit cards. Carrying a credit card is also much safer than carrying large amounts of cash with the obvious risk that that entails.

Credit cards are quicker and easier to use than cheques, which in any case are being superseded by debit card transactions. It should be noted that with a credit card transaction one is taking on a debt whereas with a debit card transaction one is taking money out of ones bank account.

They are various means of obtaining credit, but consumers should always be clear about whether they require short-term credit (e.g. free for up to 56 days) or longer term credit, in which case products such as bank overdrafts or personal loans may be more suitable and cheaper.

Also always remember that the issuer owns the credit card and he can therefore withdraw it in the event of misuse or default by the holder.

About this Website

My-Plastic-Friend.co.uk is a comparison website aiming to make it easier for visitors to browse and compare various types of credit card product. The main objectives of our site are

  • to provide you access to a wide range of credit card products
  • to enable to buy those products online or request more information
  • to save you money and time by placing a wide choice under one roof

What does it cost me to use www.My-Plastic-Friend.co.uk?

Nothing! If you use this site to find the best product for your needs but do not buy through the site but simply go to the provider's web site and buy there instead,

My-Plastic-Friend.co.uk will earn nothing. We hope that you are satisfied with the comparison service and information we provide to you and in return we trust you will reward us by enquiring and or purchasing online via My-Plastic-Friend.co.uk, so that we may earn a small commission.

Is it cheaper to go direct to the Credit Card Merchant?

No. The commission which we generate for referring a client to a merchant would simply be kept as profit if you bought directly from the Credit Card provider.

My-Plastic-Friend.co.uk acts as a marketing tool for each of the merchants we represent on our site. The merchants we work can only secure one organic listing on a search engine and one paid listing therefore all other listings are taken by their competitors. By working with sites such as My-Plastic-friend.co.uk, merchants are able to maximize their exposure across search engine results.

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